BOP business personal property coverage protects property located where?

• A. In open or in a vehicle within 100 feet of the building
• B. Only inside the building
• C. Only on the insured's premises
• D. Only in transit between locations

Answer: (A)

Business personal property coverage under a BOP covers more than just items inside the building. It protects the insured’s personal property located on the described premises and also for a short distance outside it—specifically in the open or in a vehicle within 100 feet of the premises. This means equipment, inventory, or furniture that’s outside or being transported near the location is still covered, as long as it’s within that 100-foot range. It’s not limited to inside the building, nor to only on-premises, nor to only in transit, which is why the option describing property in the open or in a vehicle within 100 feet is the correct choice.