For NFIP contents eligibility, where must contents be located?

• A. Inside an open garage
• B. Inside a fully enclosed building or secured to prevent flotation
• C. In a vehicle
• D. In an unfinished basement

Answer: (B)

NFIP contents eligibility hinges on location and containment to prevent floodwaters from carrying items away. Contents must be located inside a fully enclosed building or secured to prevent flotation. An open garage isn’t enclosed, so items there wouldn’t meet the rule. A vehicle isn’t inside a building, so it also wouldn’t qualify. Unfinished basements are part of the building, but the clearest way to meet the requirement is being inside a fully enclosed building or being secured to prevent flotation, which is why this option is the correct one.