Inland marine insurance primarily provides coverage for which of the following?

• A. Coverage for transportation of goods by land and over water, and protection of property that has no fixed location
• B. Coverage for homes and personal property at a fixed residence
• C. Liability coverage for general business operations
• D. Property insurance for buildings and improvements

Answer: (A)

Inland marine insurance focuses on property that moves or isn’t tied to a single location. It provides coverage for transportation of goods by land or water and for property that has no fixed location, such as equipment, tools, and items being shipped or installed offsite. This differs from policies that cover property at a fixed residence or building, or from liability coverage. So the best answer is the one describing transportation of goods and movable property—things in transit or not permanently located.