Proof of loss must be provided within how many days after the insurer requests it?

• A. 60 days
• B. 30 days
• C. 90 days
• D. 120 days

Answer: (A)

Proof of loss must be provided within 60 days after the insurer requests it. This 60-day window standardizes how quickly a claim is documented, helping the insurer verify facts and settle the claim promptly while giving the insured a reasonable period to gather the necessary information. Providing proof earlier isn’t always practical, since gathering records and statements can take time, and a reasonable deadline protects both sides in the claims process. The other timeframes aren’t the typical requirement: 30 days is usually the period for initial notice in some contexts, while 90 or 120 days would be longer than standard policy terms and could unnecessarily delay claim resolution.