Properties located in Special Flood Hazard Areas (SFHA) have what annual flood risk?

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Multiple Choice

Properties located in Special Flood Hazard Areas (SFHA) have what annual flood risk?

Explanation:
In a Special Flood Hazard Area, the chance of flooding in any given year is 1%. This 1% annual risk is what defines the 100-year flood, meaning an area is designated SFHA because it has at least a 1% chance of flooding each year. It’s not that a flood happens exactly every 100 years, but that, on average, about 1 out of 100 years will see a flood of that size. The other percentages correspond to more or less frequent flood events and don’t match the SFHA definition.

In a Special Flood Hazard Area, the chance of flooding in any given year is 1%. This 1% annual risk is what defines the 100-year flood, meaning an area is designated SFHA because it has at least a 1% chance of flooding each year. It’s not that a flood happens exactly every 100 years, but that, on average, about 1 out of 100 years will see a flood of that size. The other percentages correspond to more or less frequent flood events and don’t match the SFHA definition.

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