Under Coverage B (Other Structures) of a Homeowners policy, which structure would NOT be covered?

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Multiple Choice

Under Coverage B (Other Structures) of a Homeowners policy, which structure would NOT be covered?

Explanation:
Coverage B covers structures on the residence premises that are not attached to the dwelling and are used for the insured’s own purposes. Examples include a gazebo, a detached garage, or a fence. What’s not covered is a structure that’s rented to someone who doesn’t live in the dwelling because it’s being used as rental property, which the policy excludes from Coverage B. So a gazebo, a detached garage, and a fence on the premises are typically covered, but a structure rented to a non-tenant would not be.

Coverage B covers structures on the residence premises that are not attached to the dwelling and are used for the insured’s own purposes. Examples include a gazebo, a detached garage, or a fence. What’s not covered is a structure that’s rented to someone who doesn’t live in the dwelling because it’s being used as rental property, which the policy excludes from Coverage B. So a gazebo, a detached garage, and a fence on the premises are typically covered, but a structure rented to a non-tenant would not be.

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