Which item is included as a covered item under Coverage G?

• A. Building materials kept adjacent to insured location
• B. Computers
• C. Personal jewelry
• D. Automobiles

Answer: (A)

Coverage G includes items that are used to service or repair the insured location and certain materials stored near it. Building materials and supplies kept adjacent to the described location fall under this extended coverage, because they’re located at or near the insured property and are part of maintaining or improving it. That’s why it’s included as a covered item.

In contrast, computers and personal jewelry are personal property that would typically be covered under the standard personal property protection, but not specifically the building materials extension of Coverage G. Automobiles are generally not covered under homeowners-type property coverages and require a separate auto policy, so they don’t fit this particular coverage extension.